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The Kit Anstey Team on Instagram: "Interest rate vs. APR — not the same thing. This is one of the most common questions we hear from buyers: “What’s the rate?” And right behind it… “What’s APR?” Here’s the simple breakdown: • Interest rate = what you pay on the principal you borrow • APR = the true cost of the loan — interest rate plus closing costs When you combine those, you get a clearer picture of what the mortgage actually costs over time. Understanding this difference matters, especially w
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