With a Roth IRA, contributions are not tax-deductible, but earnings can grow tax-free, and qualified withdrawals are tax- and penalty-free. Roth IRA withdrawal and penalty rules vary depending on your …

Mar 30, 2025 · You can take money out of a Roth IRA retirement savings account, but learn when and how to do so to avoid any taxes and penalties.

Aug 26, 2025 · Distributions (withdrawals) from your Roth IRA. Find out about Roth IRAs and which tax rules apply to these retirement plans.

Nov 17, 2025 · Navigate Roth IRA withdrawals by learning when you are eligible to make a withdrawal, tax matters, whether you may face penalties, and exceptions to the rules.

Apr 18, 2025 · Roth IRA contributions can be withdrawn at any time without tax or penalty. Roth IRA earnings can incur early withdrawal taxes and penalties, depending on your age and the account's...

Aug 25, 2025 · This guide breaks down the Roth IRA withdrawal rules (also called “distribution”) in a simple, organized format. Whether you’re wondering about age-based restrictions, the 5-year rule, …

IRA withdrawal basics Traditional and Roth IRAs are individual retirement accounts designed to help you save for retirement. They provide flexible options for retirement savings, with different tax benefits …

Jan 15, 2025 · Roth IRAs must meet the 5-year aging rule before withdrawals from earnings can be taken tax- and penalty-free. Failing to meet the 5-year rule can result in taxes and penalties.

Oct 9, 2025 · The short answer: you can withdraw your contributions at any time without taxes or penalties, but you’ll owe taxes — and possibly a 10% early withdrawal penalty — if you take out …

Jan 10, 2024 · Yes, you can withdraw contributions that have been made to your Roth IRA at any time, both tax- and penalty-free. Therefore, it is important to keep track of your past contributions and …