Data pooling gets mixed reviews. Although there is an obvious advantage in targeting a wider audience of prospective customers who have a track record of responding to direct marketing, companies have ...

Mortgage-pricing data has gone digital. But when does transparency turn into coordination? In early October 2025, mortgage-technology provider Optimal Blue and three major lenders were sued in a ...

Pooling of data is often carried out to protect privacy or to save cost, with the claimed advantage that it does not lead to much loss of efficiency. We argue that this does not give the complete ...

A visitor perusing the fifth floor of France’s Centre Pompidou will encounter two very different compositions in short succession. Wassily Kandinsky’s Picture with a Black Arch is a hodgepodge of ...