Non-deductible IRA contributions can cause major headaches. Learn how a reverse rollover can avoid the pro-rata rule, ...

Key Takeaways Leaving your 401(k) with your former employer keeps funds invested and growing tax deferred, but you can’t make new contributions.Rolling over the funds to an IRA gives you more ...

Understanding the limits imposed by the Internal Revenue Service (IRS) on IRA rollovers might be a crucial aspect of ...

When you leave a job, what happens to your retirement savings? If you have a 401(k) or 403(b), personal finance expert Suze Orman says it might be time to consider a rollover — especially into an IRA ...

Roth IRAs offer a world of benefits over traditional retirement plans. Converting a traditional 401(k) plan to a Roth IRA creates a near-term tax liability but could be worth doing regardless. Talk to ...

The Investment Company Institute estimates that more than 42% of U.S. households had individual retirement accounts (IRAs) in 2023. As Americans get older, they begin to pull out funds from their ...

As a follow up to my Strategy Change: I've Started Transferring Funds From My 401k Plans To My IRAs article, I thought an article that covered its effect on one of the receiving accounts was in order, ...

When you leave a job, it's generally a good idea to take your 401(k) plan with you. This doesn't mean you should cash it out, as that could leave you on the hook for early withdrawal penalties. Rather ...