Retirement forces every financial decision into sharper focus, from how much risk to take in the markets to how quickly to draw down savings. The real question is not whether financial planning ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Retirement can feel like stepping off a cliff: years of saving, planning, and ...

If you did a poor job of saving for retirement last year, don't despair. There are ways to build your nest egg in 2026.

For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

It’s a good thing to plan for retirement, but you need to be realistic. Social Security may not provide as much income as you expect it to, and the same may be true for your portfolio. Make sure to ...

Financial confidence among retirees and those nearing retirement is slipping, with growing concern about financial security and heightened need for personalized planning. Only six in ten respondents ...

Should you use AI to plan your retirement? A year ago, if you had asked me whether you should use artificial intelligence to help with your retirement planning, I would have said, absolutely not.

Many people are doing OK. With record-high stock prices, portfolios have blossomed, and in the minds of clients and financial advisors, now is not a bad time to retire. “Obviously when you got the ...

Underestimating your lifespan can lead to saving too little and retiring too soon. Here's how longevity literacy can help you plan more effectively. Vikki Velasquez is a researcher and writer who has ...

Socking away money for retirement is something that’s top of mind for many people. Many Americans save money for their "Golden Years" through workplace retirement plans and individual accounts they ...