Credit repair consists of finding and fixing mistakes on your credit report to boost your score. You can do credit repair on your own for free, but it can be time-consuming. Credit repair companies ...

A healthy credit score plays a critical role in your financial well-being, impacting everything from loan approvals to job opportunities. You can boost your credit score by practicing positive ...

Federal and state laws protect consumers from unfair practices by credit repair companies. State laws often enhance federal protections by requiring credit repair companies to be licensed and ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...