A negative bank balance can be alarming, especially when you’re trying to maintain healthy finances. But many people worry about one key question: Can having a negative balance affect your credit ...

Overpaying your credit card bill is a common mistake that usually has no negative effect on your credit card account or credit report. If you’ve overpaid by a significant amount, however, then your ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...