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401k Contribution And Income Limits (Annual Guide)

Each year the IRS adjusts the limits on retirement plans to reflect inflation and changes in law. For tax year 2026, the key numbers for 401(k), 403(b), solo 401(k), and IRA accounts increase modestly ...
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I'm 45 with $80K in my 401(k) and only save 30% of the limit — should I sacrifice my lifestyle to retire comfortably?

With just $80K saved at 45, is 30% enough for retirement? Experts reveal the shocking difference between modest and maximum ...