Skip interest for up to two years with these 0% intro APR offers, perfect for large purchases in 2026 or paying off high-interest debt.

A proposed 10% cap on credit card rates has shaken financial stocks, but the real economic effects are more nuanced than markets are currently pricing in. While the policy aims to relieve consumers under pressure from record-high APRs, it could reshape credit supply, spending behavior, and risk pricing across the system.

Learn how to negotiate a lower credit card interest rate and save money. Discover simple techniques to reduce your balance faster and become debt-free.

Find the best 0% intro APR credit cards this week with up to 24 months interest-free. Compare our picks with the longest 0% intro APR periods and start saving.

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is that they can have multiple APRs, each of which applies ...

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late fees, damaged credit and penalty APRs. Pay attention to ...

What 0% APR means is that you can make purchases and pay no interest for a period of nine, 12, or even 15 months after opening a business credit card. This means you don't need to pay the balance in full every month to avoid interest during this time.

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash advances. Credit card interest is typically ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I went to my bank’s app to investigate. When I first ...