Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

There's another Federal Reserve meeting on the calendar this month, but will mortgage rates fall once it's over?

WASHINGTON — The Federal Reserve reduced its key interest rate for the third time in a row Wednesday but signaled that it may leave rates unchanged in the coming months, a move that could attract ire from President Donald Trump, who has demanded steep ...

The Federal Reserve affects you in more ways than you might think. From interest rates to the employment rate, here are all the ways the Fed affects daily life.

The Federal Reserve voted to cut its benchmark interest rate on Wednesday. This was the Fed's third rate cut since September, but policymakers signaled they expect to make fewer rate cuts next year. The Federal Reserve voted to cut its benchmark interest ...

The Federal Reserve cut rates by 0.75% in 2025 amid economic uncertainty. Inflation and unemployment trends are diverging, complicating future Fed decisions on rate cuts. Odds for a January 2026 rate cut have shifted ahead of key economic data releases.