As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...

TROY — Buy now, pay later options are where you buy something now and pay for it over time. Now, it could impact your credit score. News Center 7’s Xavier Hershovitz talked with a Miami County ...

FICO announced it will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models. FICO, the creator of America’s most widely used credit-score system, will begin factoring Buy Now, Pay Later ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A 2025 Motley Fool Study ...

A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Personal finance experts warn that for many people, that's not good news. “Imagine missing one of those payments, and something as cheap as a refrigerator - maybe it's $800 - now ends up costing you ...

Buy now, pay later (BNPL) loans have become a popular method of payment for Gen Zers and millennials because they break purchases into small, easy-to-manage payments over time. Their popularity has ...