Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

Credit scores were down across the country over the past year. Credit scores have dropped in all 50 states over the past year ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit One Bank reports that a survey reveals 50% of U.S. consumers misunderstand credit scores, impacting financial ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

When Raquel Moore of Atlanta began shopping for her first home last summer, she thought her credit score was 760 based on the number shown by her credit monitoring service. That placed her in the very ...

The average credit score for American adults is 717 based on FICO's scoring model and 702 based on VantageScore. The average credit score generally increases with age, likely due to older generations ...

The truth is, credit repair companies can’t legally remove information from your credit report if it’s accurate and current,’ ...