The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

Start by identifying your primary banking needs: checking, savings, CDs or specialized services. Avoid banks with excessive ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

We're always talking about the best high-yield savings accounts and top no-fee checking accounts, but what about the bank accounts that come bundled? Banks sometimes offer a bundled savings and ...

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more The average rate on an ...