A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.

A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

Building a CD ladder involves buying multiple CDs that mature at different times. For example, you might buy a 1-year CD, 2-year CD, 3-year CD, 4-year CD, and a 5-year CD. Or you might buy a 3-month ...

Not long ago, investors had to pay the U.S. government for the privilege of owning Treasury Inflation-Protected Securities. The real yields, that is the yields after factoring in inflation, were ...

The individual bond ladder I created last year beat corporate bond ETFs on total return. Keeping average maturity around 5 years, targeting slightly lower credit quality in the BBB range, and buying ...

Retirees often give certificates of deposit short shrift, and that’s unfortunate. Leveraged properly, CDs can give people living on a fixed income the one financial necessity they need in retirement: ...

Fixed-income investors need predictable income, and one of the classic ways to receive continual cash flow from investments is to set up a bond ladder. Just like a step ladder has ever-higher rungs, ...