Life insurance has long played a crucial role in estate planning and wealth transfer. Its evolution has addressed two primary challenges: creating an estate when liquidity is insufficient to support ...

Investors need holistic planning and cash value life insurance fits into that planning, said Daniel Jack at the National Association of Insurance and Financial Advisors Apex conference. Jack is ...

With current estate-tax rules set to expire at the end of next year, life insurance could help heirs to some high net worth clients avoid bigger costs and payments to Uncle Sam in the future.

It is time for spring cleaning, but you may want to do more than mop the floors, tidy the closets, and cart old clothes to Goodwill. If you have an unneeded permanent life insurance policy, you may ...

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...

It safeguards families against the financial impact of death or disability while helping policyholders accumulate savings for ...

On occasion, I’ll be revisiting and updating past columns with the most universal financial advice. This column originally ...

Retirement is the perfect time to simplify your life — and that includes your insurance. But knowing which policies to keep, drop or tweak isn’t always obvious. Some coverage becomes less necessary ...

Background: Lorrie Baldevia describes her connection to insurance as deeply personal. The eldest of five children, she lost her father in a tragic construction accident at age 12 in Guam. Her mother ...

Burial insurance, also known as final expense or end-of-life insurance, can be a more affordable alternative to traditional life insurance. It's a whole life policy that covers burial, funeral and ...

Melissa Shaw became her mother's primary caregiver after a sudden terminal cancer diagnosis. Shaw, a financial advisor, learned crucial lessons about end-of-life planning and caregiving. Her biggest ...