A 401(k) plan is a tax-advantaged retirement account offered by many employers. There are two basic types—traditional and ...

A 401 (k) is designed for retirement, not short-term emergencies. The baseline rule is this: withdraw money before age 59½, ...

It's hard to know how much savings you'll need in retirement. The age at which you can start taking distributions is generally 59 1/2. Below that age, some people might still qualify for a hardship ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Small business owners have 401-K options that can lower their corporate taxes and give them a "double-dip" savings.

It's important to have savings to supplement your Social Security. Some people may have to play catch-up on retirement savings. There are strategies you can use to grow your 401(k) and accumulate a ...

Think you're ready for stress-free retirement, or just wondering how your 401(k) account measures up against others? By the age of 75, most people are either retired or making arrangements to do so, ...

Responding to a call from a financial advisor in Idaho, the ERISA consultants at the Retirement Learning Center (RLC) address a question regarding Canadian residents with U.S. retirement assets, IRA ...

Key Takeaways Your 401(k) passes to the person you name on a beneficiary form—not through your will.Spouses and non-spouses face different rules and tax implications when inheriting a ...

They are powerful. But they are not automatic. Employer match should come first. Debt and emergency savings still matter. Roth rules, future tax brackets, and retirement timing should guide the rest.

Retirement savings form a core pillar of financial security for millions of Americans. The health of 401(k) and IRA balances signals not only the state of individual household finances but also the ...